Mortgages for every stage.

Choose what you’re planning. Your mortgage professional will walk you through the details.

Mortgage options

First-time home buyers

Buying your first home comes with a lot of firsts. A licensed mortgage professional helps you get pre-approved, understand your down payment options and the programs available to first-time buyers, and compare offers from multiple lenders.

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Buying your next home

Already own and ready to move? A licensed mortgage professional helps you decide whether to keep your current mortgage or start fresh, time your sale and purchase, and use your equity for the next down payment.

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Refinancing

Refinancing replaces your current mortgage with a new one, often to access home equity, consolidate debt or change your terms. Breaking a mortgage early can carry penalties, so it’s worth understanding the full cost first.

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Renewals

When your term ends, you can renew with your lender or switch to another. Renewal is one of the few moments you can change lenders without a penalty, so it pays to compare.

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Investment property mortgages

Whether it’s your first rental or you’re adding to a portfolio, a mortgage professional who works with investors can help you structure financing, including how lenders treat rental income and what down payment you’ll need.

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Mortgages for the self-employed

When you run your own business or work on contract, your income doesn’t always look the way a standard application expects. A mortgage professional who works with self-employed borrowers knows which lenders look at your full picture.

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Mortgages for newcomers to Canada

New to Canada and ready to buy? A limited Canadian credit history doesn’t have to stop you. A mortgage professional who works with newcomers knows which lenders offer programs for you and what documents they’ll ask for.

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How it works.

  1. 1

    Tell us what you need

    Buying your first home, refinancing, renewing or investing, plus your timeline.

  2. 2

    Confirm it’s you

    We verify your phone and email to protect you.

  3. 3

    Get matched

    One licensed mortgage professional suited to your request contacts you.

  4. 4

    Decide

    Compare what’s offered and choose. No obligation.

Your next home starts with one conversation.

Tell us your plans and talk to one licensed mortgage professional. Free, with no obligation.