Tell us about your business
Your legal name and what you need. Registration details fill in from the public record.
Capital to build what’s next.
Expanding, buying equipment, smoothing out cash flow or buying a business. Apply once, and a financing partner who works with businesses like yours helps you get there.
No cost to apply. No obligation to accept.
$30M+
in financing Ontarians have applied for through NorthMerit.
Homeowners and business owners across Ontario, matched with the right professional.
How it works.
Three steps. We handle most of the work.
We verify and match you
We confirm your business details, then introduce you to one financing partner who works with businesses like yours.
You decide
Review what’s offered. Proceed, or walk away at no cost.
More time running your business. Less time chasing lenders.
Apply once and the right financing partner comes to you, already knowing your business. No calling around, no repeating yourself, no stack of forms on your desk.
- One application, one conversation
- A partner who knows your industry
- A clear answer, without the runaround
Financing for how businesses actually grow.
Choose the type that fits. The application asks only what that type of financing needs.
Term loansA lump sum repaid over a set term.Lines of creditRevolving capital you draw as needed.Equipment financingLoans and leases for the assets you run on.Invoice factoringCash now for invoices your customers owe.Commercial real estateMortgages and bridge loans for business property.Business acquisitionFinancing to buy a business or a partner’s share.
Built for the businesses that keep Ontario running.
Construction and tradesTransportation and logisticsManufacturingWholesale and distributionRestaurants and hospitalityHealth care and clinicsAgricultureProfessional servicesRetailE-commerceTechnology and softwareAutomotiveReal estate and propertyEnergy and natural resourcesFitness and personal careFranchises
Grow on your terms.
The equipment that pays for itself. Cash flow that keeps up with growth. The next location, or the business you’ve had your eye on. Get financing that fits how your business actually makes money.
- Payments that match your cash flow
- Funding ready for the next big contract
- Your decision, with no obligation
Questions, answered plainly.
Is NorthMerit a lender?
No. We verify your request and match it with one financing partner suited to it. The partner reviews your request and sets any terms.
Does it cost anything to apply?
No. There’s no fee to apply and no obligation to accept an offer. NorthMerit is compensated by its financing partners.
Who will contact me?
One financing partner matched to your request, using the phone and email you verified. Your request isn’t sent to a list.
Will applying affect my credit?
NorthMerit doesn’t run a credit check. If you move forward, a lender may ask your permission to run one.
Why do you check the business registry?
It confirms your business exists, is in good standing and matches your details, so the partner starts with verified facts and you type less.
The right financing, from the right partner.
Apply once. One financing partner who knows businesses like yours. Free, with no obligation.
