Business acquisition in Toronto
Financing to buy a business or a partner’s share. NorthMerit matches Toronto businesses with one financing partner suited to their request.
Key points
- Acquisition financing helps you buy an existing business, or buy out a partner.
- Lenders focus on the business’s cash flow and whether it can cover the new payments.
- Most deals combine a lender, your own money and often seller financing.
- A careful review of the business before you buy protects you and the lender.
Business acquisition for Toronto businesses
Acquisition financing helps you buy an existing business, a competitor or a partner’s stake. Lenders weigh the target’s cash flow, the price and your experience running it.
In Toronto, it’s common among businesses in financial services, technology and construction. A partner who works locally understands the timing and the risks in those sectors.
What Toronto businesses use it for
- Buying a business
- Partner buyouts
- Succession planning
How NorthMerit can help
Apply once and we’ll connect you with one financing partner who works with businesses like yours. It’s free, and there’s no obligation.
Where to get business acquisition in Toronto
| Option | How much | What you need | Good for |
|---|---|---|---|
| Bank or credit union loan | Varies with revenue and security | Usually 2+ years of statements, good credit, often a personal guarantee and collateral | Established, profitable businesses |
| BDC small business loan | Up to $350K, applied for online | 24 months in business, profitable, credit score of 600+, revenue of $100K+ ($250K+ above $100K) | Working capital, growth, refinancing |
Free advice: Enterprise Toronto offers free in-person guidance from small business advisors, consultations and mentorship at the City’s small business centres. Visit
The City describes Toronto as North America’s second-largest financial centre by employment and home to Canada’s largest concentration of food and beverage manufacturers.
What a lender will ask
- The purchase price and structure
- The target’s financial statements
- Your industry experience
Verified before it’s shared
Your business is confirmed against the Ontario Business Registry or Corporations Canada, along with your authority to borrow and your contact details. The partner starts with verified facts.
Learn more about business acquisition
Our full guide explains how business acquisition works, what it costs, a worked example and what lenders look at.
Common questions
How much do I need to put down?
Can the seller help finance it?
Business acquisition nearby
The right financing, from the right partner.
Apply once. One financing partner who knows businesses like yours. Free, with no obligation.
